Safeguard Your Future with Comprehensive Wealth Protection

Wealth Protection

Comprehensive Coverage

Risk Mitigation

Personalized Advice

Educational Support

Protecting Your Wealth with Trusted Insurance Solutions

Protect Your Wealth For Your Future

Wealth protection is an essential part of every financial plan. Without income, trauma, life, and Total and Permanent Disability (TPD) protection, the wealth you’ve built up can rapidly erode as a result of an accident or illness. Wealth protection is all about reducing the risks associated with wealth accumulation and safeguarding what you have already acquired.

Most people focus on the investment side of financial planning; however, insuring yourself is equally important as part of a wealth management strategy.

 

At Aspiram Financial Planning, we understand that no one likes to think about the worst happening. But sometimes it does. Our comprehensive insurance solutions, combined with your investment strategy, ensure that if the worst happens, you will still have the investment assets you would have had if you had worked a normal career.

Let Us Help You Protect What’s Important

We help you make the appropriate decisions by putting in place protection that is tailored to your unique needs. Insurance requirements vary depending on your goals and personal circumstances. The amount of cover needed to protect against a loss in income, to repay debts, or to provide for dependents will depend on your situation. We also explore with you the pros and cons of having these insurances within super or outside super.

We ensure you have considered all types of protection and help you understand the jargon applicable to insurance, so you are comfortable with your decision-making.

Why Choose Us?

Expertise in Wealth Protection

Our team has extensive experience in providing comprehensive insurance solutions tailored to individual needs.

Tailored Insurance Solutions

We customize your insurance coverage to match your specific financial situation and goals.

Transparent and Honest

We provide clear and honest explanations of your insurance options, ensuring you understand every detail.

Comprehensive Management

Our wealth protection services are integrated with your overall financial plan, providing a cohesive strategy for safeguarding your wealth.

FAQ

Frequently asked question.

What is wealth protection?

Wealth protection involves safeguarding your assets and income against unexpected events such as illness, injury, or death. It includes various types of insurance such as life, income protection, trauma, and TPD cover.

Why is wealth protection important?

Without proper protection, the wealth you have accumulated can quickly deplete due to unforeseen circumstances. Wealth protection ensures that your financial future remains secure even in the face of adversity.

What types of insurance should I consider for wealth protection?

Key types of insurance include life insurance, income protection, trauma cover, and TPD cover. Each type of insurance provides different benefits and covers various risks.

How do I determine the amount of coverage I need?

The amount of coverage needed depends on your personal circumstances, including your income, debts, dependents, and financial goals. Our advisors can help you assess your needs and recommend appropriate coverage.

Should I have my insurance within super or outside super?

There are pros and cons to having insurance within superannuation versus outside super. Our advisors can help you understand these differences and determine the best option for your situation.

"I first met Roger while collaborating on securing a commercial property. Over time, we developed a strong professional relationship, and I have entrusted him with many of my clients. As a seasoned financial planner with decades of experience, Roger’s expertise and transparency have made him an invaluable resource for me. I highly recommend him!"

Scott O’Neill

"Roger, Averylle and the team at Aspiram were fantastic to deal with, very professional and knowledgeable, I would recommend anybody looking to discuss their financial needs in regard to transition to retirement, super and insurances to contact the team."

Andrew Carter

"Roger Sousa has been our financial advisor for many years now. Roger and his team at Aspiram Financial Services are very professional, knowledgeable, trustworthy, caring and friendly. Roger's advice is always well received, and we know we can look forward to reaching our financial goals with confidence. Thank you Roger and Team!"

Sylvia B