About Aspiram

Our Story

Our clients desire, want, aspire and covet financial wellbeing and a sense of security. To you our valued client, it’s about being in control of your day-to-day finances and having the financial freedom to make choices that will allow you to enjoy life and will never have to worry about money.

Together we will build journeys that will ultimately help you reach your goals whatever that may be, putting in place a budget to paying your car loan or your home loan, building your super so that you will have sufficient money and security in your retirement or maximising Centrelink entitlements.

We do not take lightly the trust that you place in us to manage your money and strategies we put in place for your super and retirement. We will be your mentor and teach you about the principles of investing and things such as bonds, property, shares and investing. We welcome your involvement as little or as much as you are comfortable with.

At Aspiram Financial Planning you will have access to the expertise of your Financial Advisor and their entire professional team. There will be times where we will call upon other experts in their field of tax, capital gains tax, estate planning and this is because we want to make sure you get the most appropriate advice and are able to make informed decisions.

We are mindful that financial advice is not a one size fits all approach and therefore our services are tailored to meet your objectives, needs and goals, big or small.

If we cannot help you, we will politely say so and if you request we will refer you to the most appropriate professional that will. So take the leap and get in contact with us to get your objectives needs and goals on track with a Financial Advisor that will hold your hand all the way!

What You Can Expect From Us

Regular Communications

We need to communicate with our clients quickly and efficiently. We are more than happy to connect with you via phone or emails or in person at the office as required. Post is still used, but not as much as the good old days. We will regularly email you newsletters and items such as legislation updates and changes in the local and global economy which may be relevant to you.

Online Communications

You will have access to your investment portfolio 24/7 through your individual Platform providers. We will arrange for you to have access online to your investments 24/7. This will give you the ability to view your investments, access research information and print a wide range of reports whenever you choose.

Ongoing Reviews

As the saying goes ‘the one constant in life is change’. Over time there will be changes in your life, the economy, your investments, government regulations to name just a few. We need to regularly connect with you to make the most of any changes as well as ensure you stay on track financially. The importance of an ongoing review service cannot be overstated. The first Review meeting will be approximately six months after you become a client or held at least annually. Your Review can be conducted in our office or if this is not suitable a telephone or web based meeting can be arranged.

The Review Process

At your scheduled review time we will go through a simple questionnaire which is the most important part of the process. Your financial and lifestyle plans are unique to you so we won’t pretend to know what you’re planning next.
We then use your information to assess:

are you still on track with your financial and lifestyle goals;
the ongoing suitability of existing structures and investments;
the availability of new investment opportunities;
any wider economic themes which may affect the performance of your portfolio;
legislative changes which affect the appropriateness of your existing strategy;
changes to taxation legislation, rates and thresholds.

3. We make and explain our recommendations to you and provide you with the appropriate documentation.

4. We implement the recommendations that you agree to.

5. We conclude by scheduling the next review.

Great Administration

Looking after you requires more than your Financial Planner. We have a very friendly and highly competent administration team that looks after all the paperwork, the updating, the scheduling, the withdrawals, the investment transactions and much more. When you call or email our office, your initial contact will generally be with our Admin Team. They will know if they can assist you directly or need to involve your planner straight away. Remember, everybody is here to help you and it is always our pleasure.

How you can help us (and your friends, relatives and colleagues)

As financial advice is very timely, to ensure you receive the best service, please respond to our emails, mail and telephone calls as soon as possible. Your best interests are imperative to us, and with your full cooperation we can sort out all issues sooner rather than later. As busy as we seem, we would like to be busier. If we can assist your friends, family, colleagues or even acquaintances with financial advice, please let us know. We feel that the finest compliment we can receive at Aspiram Financial Planning is a referral from our existing clients.

Why Work With Us

transparency is trusted advice

Value

We deliver financial strategies by our highly qualified team whose mission is to understand what is important to you. We commit to deliver all the services to you, not just some.

Simplicity

Our advice and ongoing fee structure is clear, transparent and easy to understand.

Goal Driven

Our goal is to ensure our services are valuable and valued by you. If you feel they are not, we will take all measures to rectify and adjust our approach to suit your needs, or we will assist you to find services elsewhere.

Personalisation

Our fee relates directly to the services you need, complexity of your circumstances and how you wish to engage with us. You will pay a fixed fee that may change as your circumstances change.

Contact Us

Meet Our Team

Roger Sousa

Director and Financial Advisor

Qualifications and Membership Associations.

Master of Financial Planning
Advanced Diploma of Financial Planning
Diploma Financial Services
FASEA – Exam Standard Certification
Practitioner Member of the Association of financial Planner’s (AFA)
Tax (Financial) Adviser
Top Ranked Adviser 2018 – Advisor Ratings

What you are passionate about doing for clients;

I am passionate about placing clients in a better position than when we first met, this is one of the most rewarding feelings I get along with delivering a sense of satisfaction on client’s faces when they have reached their ultimate goal. I do not take lightly what clients have entrusted my team and I with, their objectives, needs and goals!

What you like about financial planning;

Being able to utilise my expertise and knowledge to help clients is something special. The trust that clients place on me is a trust I do not waiver on. Financial advice is a people business. Empowering myself with the appropriate expertise and knowledge gives me a sense of helping the community.

What you like doing in your spare time;

Do I have any spare time? Spending time with family. I like the relaxing down time feeling away from the business of visiting my extended family, my broodmares, foals and yearlings that I breed at the farm. I love watching European football. Watching the Formula 1. (I am not a rev head). Do not mind a red, with an espatada! (Portuguese style barbequed meat on a skewer).

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Koreen Govender

Director and Financial Advisor

Qualifications and Membership Associations.

Financial Advisor
Advance Diploma Financial Planning
Member of the Association of Financial Advisers (AFA)
FASEA – Exam Standard Certification
Tax (Financial) Adviser
Currently completing Masters of Financial Planning

What you are passionate about doing for clients

I am passionate about my role for various reasons:

Helping people make sound financial decisions.
Putting them on a path they never knew existed.
Re-directing their future is empowering to me.
When I feel empowered I feel a sense of belonging and satisfaction.
I am very passionate about seeking positive outcomes for my clients.

What you like about financial planning;

Financial planning gives me the ability to engage, and help people develop financial goals by providing strategies tailored to their situation.

Financial Planning gives the ability to build different skill sets which are essential to a client’s financial success.

Being knowledgeable technically and being skilled with people and handling their emotions isn’t easy, but it’s so rewarding

What do you like doing in your spare time;

My best times spent are at the beach with my loved ones, practicing yoga and unlocking my creativity by learning how to paint!

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Averylle Rocio Zelko

Assistant and Client Service Manager

Qualifications and Membership Associations.

Bachelor of Commerce, Major in Business Management – Entrepreneurship Thrust
Advance Diploma in Financial Planning

What you are passionate about doing for clients;

I am passionate about giving clients comfort when they ring that they are in good hands. Uncovering Services and benefits they may be entitled to such as Age Pension, Concessions etc. Being able to place Client’s mind at ease about investing and the financial markets – translating the industry in language they understand.

What you like about financial planning;

I like the abundance of expertise and knowledge that is available to help clients to navigate the financial planning maze. Financial planning can change lives. It can save lives, it can protect lives.

What you like doing in your spare time;

Anything to do with food and dining! Eating, Baking, and Cooking for Family.         

Yasmin Zelko

Client Service Officer

Qualifications and Membership Associations.

Bachelor of International Studies. Majoring in Japan

What you are passionate about doing for clients.

I am passionate about helping clients feel at ease when they contact us and come to our office for an appointment. Being able to offer them a welcoming experience and assisting them with any questions or queries they may have, so they can check that off their to-do lists for their day, keeps me driven to provide a stress-free environment for the client.

What you like about financial planning;

I like financial planning as it can be that singular thing that brings reassurance to people and helps them stay on track with their financial futures. It can truly make or break your financial situation, however, having a strong yet flexible financial plan makes the biggest difference. I truly believe it is essential; seeing how much support and guidance it can give to people in their financial lives, only adds to my admiration for financial planners and the act of planning itself. Seeing how a client can grow so much through the aid of financial planning is truly remarkable.

What you like doing in your spare time;

I like enjoying in the simple pleasures of life. Going to a café and having a cup of coffee, perhaps with the company of a good book, brings me much enjoyment. I am a film enthusiast, a jazz music lover and quite often will journey to new places in search of new restaurants and cafes to bring my family and friends to.      

Gaylene Johnson

Client Service Officer

Qualifications and Membership Associations.

Certificate 2 Business Services
Advanced Certificate Urban Horticulture

What you are passionate about doing for clients;

I like to build rapport with clients which will give the clients comfort when they contact us.

What you like about financial planning;

I like the variety of tasks and self-learning/ improvement the role brings.
I like the interaction with clients & finding out about their plans for their futures
I like that our clients value us & the positive difference we make with their financial futures

What you like doing in your spare time;

Spending time with family
Gardening
Reading
Holidays to anywhere, but especially a new destination

Who We Work With

Teachers and Educators

Professionals and Executives

Business Owners

Financial advice is not a one-size-fits-all approach so our services are tailored to meet your objectives, needs and goals, big or small.

Together we will build journeys that will ultimately help you reach your goals, whatever that may be, putting in place a budget to pay off your car loan or home loan, building your super so that you will have sufficient money and security in your retirement or maximising Centrelink entitlements.

Contact Us

About Aspiram

Our Story

What You Can Expect From Us

Regular Communications

Online Communications

Ongoing Reviews

The Review Process

Great Administration

How you can help us (and your friends, relatives and colleagues)

Why Work With Us

Value

Simplicity

Goal Driven

Personalisation

Meet Our Team

Roger Sousa

Koreen Govender

Averylle Rocio Zelko

Yasmin Zelko

Gaylene Johnson

Who We Work With

Teachers and Educators

Professionals and Executives

Business Owners

Financial advice is not a one-size-fits-all approach so our services are tailored to meet your objectives, needs and goals, big or small.

Website Links

Contact Us